Clear visual breakdown: for every ₹100 earned, see how much flows to salaries, operating costs, government taxes, EPS profit, and your share.
Profit Conversion
₹28.8/ ₹100
High profit margin business
Human Capital & Talent
₹15.0/ ₹100
Workforce salaries, engineers & talent
Earnings Per Share (EPS)
₹19.39/ share
Annual profit generated per stock unit
Shareholder Payout
₹5.1/ ₹100
Direct cash dividends & buybacks
Multi-Stage Money Stream (Sankey Flow)
Hover or drag nodes to inspect connections and money volumeMode: Every ₹100 Company Sales
Revenue
Materials / Production
Human Capital (Talent)
Government Taxes
Net Profit / EPS
Dividends & Reinvestment
Topline Money Inflow100.0%
Gross Commercial Revenue
₹100.00per ₹100 sales
For every ₹100 collected by KOTAK MAHINDRA BANK LTD from customers and clients globally.
Raw Materials, Energy & Inventory0.0%
Direct Production & Materials (COGS)
₹0.00per ₹100 sales
Direct physical costs required to produce the company's products, chip fabrication, server components, or merchandise.
Salaries, Benefits, R&D & Talent15.0%
Human Capital & Engineering Workforce
₹15.00per ₹100 sales
Compensation paid to software engineers, technicians, designers, operators, and staff driving the business forward.
Cloud Servers, Sales, Marketing & Legal51.2%
Operating, Tech & Administrative (SG&A)
₹51.20per ₹100 sales
Essential business operations including data center infrastructure, global marketing, compliance, and office facilities.
Interest to Bank Lenders & Bondholders44.3%
Debt Servicing & Financing Costs
₹44.26per ₹100 sales
Cost of borrowed capital. Lower interest outlays indicate low debt dependency and strong financial solvency.
Direct Corporate Tax Paid to State10.2%
Government Corporate Taxes
₹10.18per ₹100 sales
Statutory income taxes contributed to national infrastructure, roads, defense, and public governance.
Pure Profit Belongs to Shareholders28.8%
Net Bottom-Line Profit (EPS Engine)
₹28.82per ₹100 sales
The ultimate earnings of the company. This forms your Diluted EPS (₹19.39/share) and belongs entirely to equity owners.
Cash Deposited to Investor Bank Accounts0.7%
Direct Cash Dividends
₹0.74per ₹100 sales
Actual liquid profits credited directly into your brokerage or bank account as passive dividend cash flow.
Reduces Share Count to Elevate EPS4.3%
Share Repurchases (Buybacks)
₹4.32per ₹100 sales
The company buys its own shares off the market and retires them, making your remaining shares represent a larger slice of future profits.
Reinvested in New Factories, AI & Tech1.6%
Capital Expenditure (Growth CapEx)
₹1.58per ₹100 sales
Long-term capital assets purchased: next-gen server clusters, robotics, retail stores, or production assembly lines.
Retained Earnings on Balance Sheet23.8%
Treasury Reserves & War Chest
₹23.76per ₹100 sales
Cash reserves stored in bank deposits, treasuries, and safe liquid investments to withstand crises and fund sudden strategic acquisitions.
Shareholder Capital Simulator: Where Does Your Investment Go?
Select or type any investment amount to see how much commercial activity and earnings your money commands in KOTAK MAHINDRA BANK LTD.
Your Investment:₹50,000 (~104.2 shares at ₹480/share)
Annual Revenue
₹7,009
Generated by your capital
Human Capital
₹1,051
Engineers & staff salaries
Taxes Paid
₹714
Public infrastructure
Your Net Earnings
₹2,020
Annual profit earned by you (4.0% yield)
Cash Dividend
₹52
Direct cash to your bank
Growth CapEx
₹110
Reinvested in tech & expansion
How to read this flow diagram as an investor:Revenue represents gross sales (₹100). Before any profit can reach you, the company must first pay suppliers (COGS), its workforce & engineers (Human Capital), rent & technology (SG&A), lenders (Interest), and the government (Taxes). What remains is Net Profit (Diluted EPS). Healthy companies divide this profit between Cash Dividends, Share Buybacks (retiring shares to boost your percentage ownership), and CapEx Reinvestment to build new capacity for future years.
Key Fundamentals & Ratios
Real-Time Screener Matrix
Market Cap
₹4,77,498 Cr
Large Cap
Current Price
₹480.00
+2.78% today
52W High / Low
₹480 / ₹345.5
Past 52 weeks historical
Stock P/E
22.9
Forward: 19.6
Book Value
₹196.04
Price to Book: 2.45x
Dividend Yield
0.14%
Annualised distribution
Return on Equity (ROE)
11.8%
Shareholder returns efficiency
1-Year Return
+11.81%
52W change percent
52W Low: ₹345.50Current price sits at 100% of 52W range52W High: ₹480.00
About KOTAK MAHINDRA BANK LTD
Financials
Kotak Mahindra Bank Limited provides a range of banking and financial services to corporate and individual customers in India. It operates through Corporate/Wholesale Banking; Retail Banking; Treasury, BMU and Corporate Centre; Vehicle Financing; Other Lending Activities; Broking; Advisory and Transactional Services; Asset Management; and Insurance segments. The company offers savings, current, retail institution, corporate, private banking, and salary accounts; NRE and NRO fixed deposits and foreign currency nonresident deposits; home, personal, business, payday, gold, education, two-wheeler, commercial vehicle and equipment, working capital, home improvement, car, business, and crop loans, as well as loans against securities and properties; smart EMI services; bill payment, fund transfer, FASTag, taxes, loan/utility payment, forex, and remittance; and forex, credit, and debit card services. It also provides life, health, vehicle, travel, car, and two-wheeler insurance; domestic and international trade, international export and import, bank guarantee, letter of credit, and export credit; digital banking services; and cash management, trade and supply chain finance, trade services, corporate accounts, and sector based solutions. In addition, the company offers investment products, such as demat accounts, Government schemes, mutual funds, application supported by blocked amount facility, deposits, and portfolio investment schemes; and wire transfer, click2remit, and remittance exchange house services. Kotak Mahindra Bank Limited was incorporated in 1985 and is based in Mumbai, India.
TTM Revenue₹74,708 Cr
Net Profit Margin28.7%
Operating Margin37.8%
EPS (Trailing)₹21
Peer Comparison
Comparing KOTAK MAHINDRA BANK LTD with leading competitors in Financials (Indian Market)
Data Provenance & Regulatory DisclosureSource: NSE/BSE Statutory Filings
Quotes are delayed by at least 15 minutes. Financial metrics and disclosures are cross-referenced with periodic statutory disclosures from the National Stock Exchange of India (NSE) and BSE India. This content is provided strictly for educational and portfolio analytics purposes, and does not constitute investment advice or Buy/Sell recommendations.
